Everyone is aware about saving, but quite a few know about high return savings which are way beyond the boundaries of ordinary bank rates of 03% to 04% p.a. With our Principles' tailor-made savings plans you can start to save your precious money that you earned for a special purpose or as a regular saving and get a very high return which promises a rate above 15% annually and much more. You must be aware that the money you save will not be handled or accessed by us but it is secured in a world class financial institutions backed by UK territorial jurisdictions and you have the full authority of handling and accessing. Life is full of events so that it is good and sound if you can plan them well ahead at least for those that are going to be faced definitely like your retirement, your child's higher education or marriage.
If you're looking for an investment avenue where substantial returns are possible, our platform provides access to globally diversified portfolios supported by expert advisory services. Once your investment policy is in place, we work closely with you to navigate market movements, monitor trends, and optimize asset allocation—ensuring your portfolio evolves with market conditions while relieving you of day-to-day decision-making pressures. Your funds are held securely by world-renowned ‘Global Custodians’, ensuring maximum safety and transparency. PFC does not have access to or authority over your investments. You, as the policyholder, retain 24/7 access to your account, with the ability to make deposits or withdrawals at your discretion. We also provide direct access to international investment platforms, along with specialized advisory services aimed at helping clients build sustainable wealth over the long term. We recognize that every investor is different. That's why we offer three tailored investment strategies aligned with your unique risk tolerance and return expectations. Investors, particularly novices, are often advised to adopt a particular investment strategy as we provide three options of strategies with respect to the investor's attitude over the returns.
Conservative
This investment approach offers you access to a carefully selected range of financial assets (funds) designed to preserve the value of your capital, keeping the overall risk at a minimum. While lower risk typically yields more modest returns, these are still higher than conventional bank interest rates, making this a prudent choice for conservative investors. In addition to enhanced security and higher liquidity, this strategy often comes with a guaranteed minimum rate of return—a feature rarely available through traditional banking channels anywhere in the world today.
Balanced
This investment option is designed to deliver long-term capital growth by combining low-risk and medium-risk financial assets (funds). The diversification of funds and broad market exposure allows for higher potential returns while maintaining an acceptable level of long-term risk. Typical assets in this strategy include government-backed bonds and securities, as well as selected stocks and shares, which collectively offer a balanced approach to growth with moderate risk exposure.
Growth Strategy
This strategy is geared toward long-term capital growth through a diversified selection of funds that span the global markets—including USA, Asian & Global Equities commodities in various sectors. It represents a growth investment approach, offering risk factors minimised by maximum diversification of the portfolio.
Aggressive strategy
This strategy is best suited for investors with a strong appetite for risk and a long-term investment horizon by investing 100% in commodities "Gold/Crude oil" or highly volatile single countries such as India or China. By understanding these four core strategies—Conservative, Balanced, Growth, and Aggressive—you can make an informed decision about which best aligns with your financial goals and risk tolerance. Alternatively, our team can recommend the most suitable option based on a detailed assessment of your financial profile.
Whether you're a seasoned investor or just starting out, our personalized guidance and robust investment infrastructure will help you build and protect your wealth—confidently and securely. To explore these strategies in more detail, please refer to our article titled "Offshore Investment"
Lump-sum
You have the option to invest through a one-time deposit, commonly known as a lump sum investment. The minimum entry point is USD 10,000, with plan features and benefits scaling based on the investment amount. These plans are flexible and investor-driven, empowering you to direct your funds into a variety of globally linked investment funds managed by renowned international institutions. Depending on market performance and fund selection, annual returns have the potential to exceed 10% of the capital invested, offering a powerful opportunity for significant growth.
Regular Premium
If you prefer to begin your investment journey with a smaller amount through regular contributions, we offer highly flexible Regular Premium Investment Plans starting from as low as USD 500 per month. One of the key advantages of this approach is that it enables you to build a substantial investment portfolio over time, even with modest initial contributions. The minimum commitment period is just three years, making it an accessible and manageable option for many. These plans are ideal for individuals seeking to save for future goals while also benefiting from exposure to global investment markets. They are also well-suited for those who may not be in a position to make a lump sum investment initially but still wish to participate in high-return opportunities.
Just like our lump sum plans, Regular Premium Investments offer access to the same globally managed funds and market opportunities, providing the potential to achieve comparable rates of return. Same as the lump sum investment, the regular premium plans are provided with same exposure in terms of investment opportunities so that you can have the same rates of return as of lump sum.